What You Need to Know About Social Security

Social Security was created during Franklin Delano Roosevelt’s presidency in 1935. It was initially meant to provide a government-supervised pension for retired individuals unable to earn a living working any longer. Social Security is supported by contributions from workers in the form of payroll taxes which, later recovered in a series of monthly payments.

Almost all salaried and hourly employees in the United States are automatically enrolled in Social Security and are taxed according to their earnings levels from their paychecks. Their employers also finance a portion of their benefits in the form of payroll taxes.

Government

All Social Security benefit programs in the United States are under the jurisdiction of the Social Security Administration, which is part of the Department of Health and Human Services, supervised by a cabinet-level secretary in the executive branch of the U.S. government.

The Social Security administration not only handles retirement benefits, but it is also responsible for benefits paid to dependents and Social Security disability or supplemental income.

Eligibility

Workers begin paying into Social Security when they are first employed. While various programs have varying eligibility requirements, there is no longer any age restriction for joining the Social Security program. Obtaining benefits requires an application before the national retirement age of 65. For most people, their Social Security retirement benefits become available automatically and require minimal paperwork to access. Any citizen with a social security number is eligible for one or more of these programs.

Applications

Like most federal programs, the Social Security Administration maintains numerous offices across the United States. Even if an applicant can’t access the proper paperwork online or at their local library or post office, they always have the option of visiting their nearest Social Security office and speaking with someone who likely has the most up-to-date information on whatever program is at issue.

For people who have the means, the Social Security Administration also maintains a comprehensive web site filled with resources and information covering a wide variety of questions individuals might have about their benefits and eligibility.

As always, the best place to start looking for information regarding Social Security benefits is the United States Social Security Administration. The primary web site has a directory of local offices. Another excellent resource for applicants is to contact your local bar association and obtain a referral to an attorney with experience in pursuing Social Security disability benefits. They are among the most knowledgeable people about the various programs available.

The Benefits of Remodeling Your Family Home

It is common for homeowners to “grow out” of their home so to speak. Whether they’ve expanded their family, or they start to get tired of the older finishes in their home. When homeowners start to grow out of their home, they start to look into selling their home to move onto a new home that will better suit their growing family or their dreams of a modern home. But what about all of the roots you’ve put down in your family home? Like the neighbors you’ve grown close to, the kid’s friends at the school that they’ve grown up in, and the convenience of living close to your favorite grocery store. Remodeling your family home could be your solution. There are so many benefits to remodeling your home that you may not know about, and before you decide to sell, you should take them into consideration.

https://www.hgtv.com/design/decorating/clean-and-organize/going-green-eco-friendly-home-improvement-and-building-products-pictures

Not only will you be able to stay in the community you love by making the decision to remodel your home, but there are so many more advantages. Remodeling your home can make you fall in love with your family home all over again, and at the same time, it will help increase the value of your home. Try removing that old carpet and adding some nice, clean hardwood floors throughout your home. Or maybe gut out your dated kitchen and add some sleek granite countertops, white cabinets for a brighter more open look, and some new stainless steel appliances.

Hiring a remodeling contractor in Portland can make your project even more manageable. Sometimes taking on a remodeling project, big or small, can be a lot for someone to take on. Explaining your plans to a remodeling contractor can turn your dreams into a reality faster than you could have ever imagined. Your family home can become the modern and spacious home you’ve always dreamed of.

 

Guide on Understanding DUI in Virginia

Driving under the influence (DUI) of alcohol is a crime in the state of Virginia that carries harsh penalties ranging from fines to license suspension and incarceration. An individual can be charged with a DUI if they are found operating a vehicle with a blood alcohol concentration (BAC) level that exceeds the legal limit. Those facing DUI charges should treat the matter seriously and consult with a professional attorney before proceeding to court.

Defining DUI in Virginia

An adult can be charged with a DUI if they are found operating a vehicle with a BAC level over 0.08, according to the Virginia DMW website. Commercial drives can be charged with this crime if their BAC is higher than 0.04, while underage individuals younger than 21 cannot exceed a limit of 0.02. The state also enforces several other laws regarding alcohol in vehicles, including the presence of open containers in the car.

Standard DUI Penalties

In Virginia, DUI offenses carry harsher penalties for those who have already been convicted of similar crimes. Typically, those found guilty of a first offense must pay a moderate fine of roughly $300 and have their license revoked temporarily. They may also be required to participate in an alcohol safety program or equip their vehicle with an ignition interlock device.

Those found guilty of a second offense face up to 1 year in jail if they have had another DUI conviction within the last five years. Potential jail sentences, fines, and license suspensions increase with each offense. The third and subsequent offenses are considered felony crimes, according to DMV.org.

Why You Should Always Talk to an Attorney

DUI charges can have severe repercussions on your life. Losing a license can create difficulties commuting to work or fulfilling basic tasks, like going to the grocery store or visiting a friend. That’s why anyone facing these charges should speak with a licensed attorney who is experienced in Virginia DUI law. Your attorney can offer valuable insight on how you can best present your case before the court.

When seeking a lawyer, be sure to find a licensed professional DUI lawyer in Virginia who has experience with driving law in the state of Virginia. Since the regulations and details of these laws vary greatly across state lines, it’s a good idea to find one who is an expert in local laws. Don’t hesitate to ask your attorney about your options and what strategies you can use to avoid harsh penalties.